@extends('layouts.app')

@section('title', 'Detail Permohonan — ' . $application->applicant_name)

@section('content')
<div class="container-fluid px-3 px-md-4 py-4">

    {{-- ── Header ── --}}
    <div class="d-flex align-items-center gap-3 mb-4">
        <a href="{{ route('applications.index') }}" class="btn btn-sm btn-outline-secondary">
            <i class="bi bi-arrow-left"></i>
        </a>
        <div class="flex-fill">
            <h5 class="mb-0 fw-bold" style="color:var(--bpdlh-green);">{{ $application->applicant_name }}</h5>
            <small class="text-muted">{{ $application->id }}</small>
        </div>
        <div>{!! $application->status_badge !!}</div>
    </div>

    {{-- ── Flash Messages ── --}}
    @if(session('success'))
    <div class="alert alert-success alert-dismissible fade show">
        <i class="bi bi-check-circle me-2"></i>{{ session('success') }}
        <button type="button" class="btn-close" data-bs-dismiss="alert"></button>
    </div>
    @endif
    @if(session('error'))
    <div class="alert alert-danger alert-dismissible fade show">
        <i class="bi bi-exclamation-circle me-2"></i>{{ session('error') }}
        <button type="button" class="btn-close" data-bs-dismiss="alert"></button>
    </div>
    @endif

    {{-- ── Progress Tracker ── --}}
    @php
        // Alur baru: Tahap 3 → Tahap 5 (FA) → [Tahap 4 (DA) + Tahap 6 (Finalisasi) bersamaan] → Tahap 7
        $stages = [
            'submitted'        => ['label' => 'Diajukan',         'icon' => 'send',           'step' => 1],
            'fa_pending'       => ['label' => 'Field Analysis',   'icon' => 'geo-alt',         'step' => 2],
            'fa_inprogress'    => ['label' => 'FA Berjalan',      'icon' => 'geo-alt',         'step' => 2],
            'fa_submitted'     => ['label' => 'FA Selesai',       'icon' => 'geo-alt-fill',    'step' => 2],
            'da_review'        => ['label' => 'DA + Finalisasi',  'icon' => 'clipboard-check', 'step' => 3],
            'verifikasi_final' => ['label' => 'DA + Finalisasi',  'icon' => 'stars',           'step' => 3],
            'signature'        => ['label' => 'Keputusan',        'icon' => 'pen',             'step' => 4],
            'disetujui'        => ['label' => 'Disetujui',        'icon' => 'check-circle',    'step' => 5],
            'bersyarat'        => ['label' => 'Bersyarat',        'icon' => 'exclamation-circle','step' => 5],
            'ditolak'          => ['label' => 'Ditolak',          'icon' => 'x-circle',        'step' => 5],
        ];
        $statusValue = $application->status instanceof \App\Core\Enums\ApplicationStatus ? $application->status->value : $application->status;
        $currentStep = $stages[$statusValue]["step"] ?? 0;
        $stageList = [
            ['step' => 1, 'label' => 'Pengajuan'],
            ['step' => 2, 'label' => 'Field Analysis'],
            ['step' => 3, 'label' => 'DA + Finalisasi'],
            ['step' => 4, 'label' => 'Keputusan'],
            ['step' => 5, 'label' => 'Hasil'],
        ];
    @endphp
    @if($statusValue !== 'draft')
    <div class="card border-0 shadow-sm mb-4">
        <div class="card-body py-3">
            <div class="d-flex align-items-center justify-content-between position-relative">
                <div class="position-absolute top-50 start-0 end-0 translate-middle-y"
                     style="height:2px;background:#e9ecef;z-index:0;margin:0 10%;"></div>
                @foreach($stageList as $s)
                @php
                    $done    = $currentStep > $s['step'];
                    $active  = $currentStep === $s['step'];
                    $color   = $done ? '#198754' : ($active ? 'var(--bpdlh-green)' : '#adb5bd');
                    $bgColor = $done ? '#198754' : ($active ? 'var(--bpdlh-green)' : '#e9ecef');
                @endphp
                <div class="d-flex flex-column align-items-center position-relative" style="z-index:1;">
                    <div class="rounded-circle d-flex align-items-center justify-content-center fw-bold"
                         style="width:32px;height:32px;background:{{ $bgColor }};color:{{ ($done||$active) ? '#fff' : '#adb5bd' }};font-size:.8rem;">
                        @if($done)
                            <i class="bi bi-check-lg"></i>
                        @else
                            {{ $s['step'] }}
                        @endif
                    </div>
                    <small class="mt-1 d-none d-md-block" style="font-size:.7rem;color:{{ $color }};font-weight:{{ $active ? '600' : '400' }};">
                        {{ $s['label'] }}
                    </small>
                </div>
                @endforeach
            </div>
        </div>
    </div>
    @endif

    {{-- ── Action Banners per Status ── --}}

    {{-- Tahap 4 (DA) — dilaksanakan SETELAH FA, bersamaan dengan Tahap 6 --}}
    @if(in_array($statusValue, ['fa_submitted', 'verifikasi_final']) && auth()->user()->hasAnyRole(['financial_staff', 'supervisor']))
    <div class="card border-0 shadow-sm mb-4" style="border-left:4px solid #f59e0b!important;">
        <div class="card-body d-flex align-items-center justify-content-between flex-wrap gap-2">
            <div>
                <div class="fw-semibold"><i class="bi bi-clipboard-check text-warning me-2"></i>Tahap 4 — Desk Analysis <span class="badge bg-info text-dark ms-1" style="font-size:.7rem;">Post-FA</span></div>
                <small class="text-muted">FA selesai. Lakukan review dokumen, input SLIK, dan evaluasi compliance parameter (bersamaan dengan Finalisasi).</small>
            </div>
            <a href="{{ route('da.show', $application->id) }}" class="btn btn-warning btn-sm px-4">
                <i class="bi bi-clipboard-check me-1"></i>Buka Desk Analysis
            </a>
        </div>
    </div>
    @endif

    {{-- Tahap 5: FA — dilaksanakan LANGSUNG setelah submit Tahap 3 --}}
    @if(in_array($statusValue, ['fa_pending', 'fa_inprogress']))
        @if(auth()->user()->hasAnyRole(['field_officer', 'financial_staff', 'supervisor']) || $application->submitted_by === auth()->id())
        <div class="card border-0 shadow-sm mb-4" style="border-left:4px solid #10b981!important;">
            <div class="card-body d-flex align-items-center justify-content-between flex-wrap gap-2">
                <div>
                    <div class="fw-semibold"><i class="bi bi-geo-alt text-success me-2"></i>Field Analysis</div>
                    <small class="text-muted">
                        Pengajuan diajukan. PL turun lapangan untuk verifikasi fisik kondisi lahan dan tanaman.
                        @if($application->catatan_da)
                            <br><strong>Catatan dari Verifikasi:</strong> {{ Str::limit($application->catatan_da, 120) }}
                        @endif
                    </small>
                </div>
                <a href="{{ route('fa.show', $application->id) }}" class="btn btn-success btn-sm px-4">
                    <i class="bi bi-geo-alt me-1"></i>Buka Field Analysis
                </a>
            </div>
        </div>
        @endif
    @endif

    {{-- Tahap 6: Finalisasi (bersamaan dengan Tahap 4 DA) --}}
    @if(in_array($statusValue, ['fa_submitted', 'verifikasi_final']) && auth()->user()->hasAnyRole(['financial_staff', 'supervisor']))
    <div class="card border-0 shadow-sm mb-4" style="border-left:4px solid #6366f1!important;">
        <div class="card-body d-flex align-items-center justify-content-between flex-wrap gap-2">
            <div>
                <div class="fw-semibold"><i class="bi bi-stars text-primary me-2"></i>Tahap 6 — Finalisasi Verifikasi + CSL</div>
                <small class="text-muted">FA dari PL sudah masuk. Review, hitung CSL, dan submit ke Signature.</small>
                @if($application->cslScoring)
                    <div class="mt-1">
                        {!! $application->cslScoring->kategori_risiko_badge !!}
                        <span class="ms-1 small text-muted">
                            Skor: {{ number_format($application->cslScoring->skor_total, 1) }} |
                            {{ $application->cslScoring->status_layak ? 'Layak' : 'Tidak Layak' }}
                        </span>
                    </div>
                @endif
            </div>
            <a href="{{ route('finalisasi.show', $application->id) }}" class="btn btn-primary btn-sm px-4">
                <i class="bi bi-stars me-1"></i>Buka Finalisasi
            </a>
        </div>
    </div>
    @endif

    {{-- Tahap 7: Signature --}}
    @if($statusValue === 'signature')
        @if(auth()->user()->hasAnyRole(['signature', 'supervisor']))
        <div class="card border-0 shadow-sm mb-4" style="border-left:4px solid #6366f1!important;">
            <div class="card-body d-flex align-items-center justify-content-between flex-wrap gap-2">
                <div>
                    <div class="fw-semibold"><i class="bi bi-pen text-primary me-2"></i>Tahap 7 — Keputusan Signature</div>
                    <small class="text-muted">Pengajuan siap untuk diputuskan. Review ringkasan dan berikan keputusan final.</small>
                </div>
                <a href="{{ route('signature.show', $application->id) }}" class="btn btn-primary btn-sm px-4">
                    <i class="bi bi-pen me-1"></i>Berikan Keputusan
                </a>
            </div>
        </div>
        @else
        <div class="alert alert-info mb-4">
            <i class="bi bi-hourglass-split me-2"></i>
            <strong>Menunggu Keputusan Signature/Komite.</strong>
            Pengajuan sudah dikirim ke Komite dan menunggu keputusan final.
        </div>
        @endif
    @endif

    {{-- Hasil Keputusan Signature --}}
    @if(in_array($statusValue, ['disetujui', 'bersyarat', 'ditolak']) && $application->keputusanKredit)
    @php $kk = $application->keputusanKredit; @endphp
    <div class="alert {{ match($statusValue) { 'disetujui'=>'alert-success', 'bersyarat'=>'alert-warning', default=>'alert-danger' } }} mb-4">
        <div class="d-flex align-items-start gap-3 flex-wrap">
            <div class="flex-fill">
                <strong>Keputusan Signature:</strong> {!! $kk->keputusan_badge !!}
                <span class="ms-2 small text-muted">
                    oleh {{ $kk->signatureUser?->name ?? '-' }}
                    pada {{ $kk->tanggal_keputusan->format('d M Y H:i') }}
                </span>
                @if($kk->plafond_final)
                    <div class="mt-1">
                        Plafond Final: <strong>Rp {{ number_format($kk->plafond_final, 0, ',', '.') }}</strong> |
                        Tenor: <strong>{{ $kk->tenor_final }} bulan</strong> |
                        Skema: <strong>{{ \App\Models\KeputusanKredit::$SKEMA_OPTIONS[$kk->skema_angsuran] ?? $kk->skema_angsuran }}</strong>
                    </div>
                @endif
                @if($kk->kondisi_bersyarat)
                    <div class="mt-1 small"><strong>Kondisi:</strong> {{ $kk->kondisi_bersyarat }}</div>
                @endif
                @if($kk->alasan)
                    <div class="mt-1 small"><strong>Alasan:</strong> {{ $kk->alasan }}</div>
                @endif
            </div>
            <a href="{{ route('signature.show', $application->id) }}" class="btn btn-sm btn-outline-secondary">
                <i class="bi bi-eye me-1"></i>Detail
            </a>
        </div>
    </div>
    @endif

    {{-- ══════════════════════════════════════════════════════════════════════ --}}
    {{-- Detail Tabs --}}
    {{-- ══════════════════════════════════════════════════════════════════════ --}}
    <div class="card shadow-sm border-0">
        <div class="card-header bg-white p-0">
            <div class="tab-scroll-wrapper">
            <ul class="nav nav-tabs card-header-tabs flex-nowrap" id="detailTabs" style="white-space:nowrap;overflow-x:auto;scrollbar-width:none;-ms-overflow-style:none;">
                <li class="nav-item">
                    <button class="nav-link active" data-bs-toggle="tab" data-bs-target="#tabKredit">
                        <i class="bi bi-currency-dollar me-1"></i>
                        <span class="d-none d-sm-inline">Info </span>Kredit
                    </button>
                </li>
                <li class="nav-item">
                    <button class="nav-link" data-bs-toggle="tab" data-bs-target="#tabPemohon">
                        <i class="bi bi-person me-1"></i>
                        <span class="d-none d-sm-inline">Data </span>Pemohon
                    </button>
                </li>
                <li class="nav-item">
                    <button class="nav-link" data-bs-toggle="tab" data-bs-target="#tabKelompok">
                        <i class="bi bi-people me-1"></i>Kelompok
                    </button>
                </li>
                <li class="nav-item">
                    <button class="nav-link" data-bs-toggle="tab" data-bs-target="#tabUsaha">
                        <i class="bi bi-briefcase me-1"></i>
                        <span class="d-none d-sm-inline">Usaha & </span>Lahan
                    </button>
                </li>
                <li class="nav-item">
                    <button class="nav-link" data-bs-toggle="tab" data-bs-target="#tabTallysheet">
                        <i class="bi bi-tree me-1"></i>Tallysheet
                        @php $tanamanCount = $application->tanaman->count(); @endphp
                        @if($tanamanCount)
                            <span class="badge bg-secondary ms-1">{{ $tanamanCount }}</span>
                        @endif
                    </button>
                </li>
                <li class="nav-item">
                    <button class="nav-link" data-bs-toggle="tab" data-bs-target="#tabBiaya">
                        <i class="bi bi-cash-stack me-1"></i>
                        <span class="d-none d-sm-inline">Biaya & </span>Pendapatan
                    </button>
                </li>
                <li class="nav-item">
                    <button class="nav-link" data-bs-toggle="tab" data-bs-target="#tabDokumen">
                        <i class="bi bi-files me-1"></i>Dokumen
                        @if($application->documents->count())
                            <span class="badge bg-secondary ms-1">{{ $application->documents->count() }}</span>
                        @endif
                    </button>
                </li>
                @if(!$application->isEditable())
                <li class="nav-item">
                    <button class="nav-link" id="tab-analisis-btn" data-bs-toggle="tab" data-bs-target="#tabAnalisis">
                        <i class="bi bi-graph-up me-1"></i>Analisis
                        @if($application->cslScoring)
                            {!! $application->cslScoring->kategori_risiko_badge !!}
                        @endif
                    </button>
                </li>
                @endif
            </ul>
            </div>
        </div>

        <div class="card-body p-3 p-md-4">
            <div class="tab-content">

                {{-- ═══════════════════════════════════ --}}
                {{-- TAB 1: INFO KREDIT --}}
                {{-- ═══════════════════════════════════ --}}
                <div class="tab-pane fade show active" id="tabKredit">
                    <div class="row g-4">
                        <div class="col-12 col-md-6">
                            <h6 class="section-label">PERMOHONAN</h6>
                            @include('applications.partials.detail-table', ['rows' => [
                                'Jenis Layanan'     => $application->jenis_layanan ? ucwords(str_replace('_', ' ', $application->jenis_layanan)) : '-',
                                'Status Pinjaman'   => $application->status_pinjaman ? ucfirst($application->status_pinjaman) : '-',
                                'Komoditas Utama'   => $application->komoditasUtama?->nama ?? '-',
                                'Tipe Usaha'        => $application->tipe_usaha ? ucfirst($application->tipe_usaha) : '-',
                                'Tujuan Pembiayaan' => $application->tujuan_pembiayaan_kategori
                                    ? ucwords(str_replace('_', ' ', $application->tujuan_pembiayaan_kategori))
                                    : ($application->tujuan_pembiayaan ?? '-'),
                            ]])
                        </div>
                        <div class="col-12 col-md-6">
                            <h6 class="section-label">FASILITAS KREDIT</h6>
                            @php
                                $paketMap = ['paket1'=>'Paket 1 — Rp 5 jt','paket2'=>'Paket 2 — Rp 7 jt','paket3'=>'Paket 3 — Rp 10 jt','lainnya'=>'Lainnya'];
                                $skemaMap = \App\Models\KeputusanKredit::$SKEMA_OPTIONS;
                            @endphp
                            @include('applications.partials.detail-table', ['rows' => [
                                'Paket Fasilitas'        => $paketMap[$application->paket_fasilitas] ?? '-',
                                'Plafond Diajukan'       => $application->plafond_diajukan ? 'Rp ' . number_format($application->plafond_diajukan, 0, ',', '.') : '-',
                                'Plafond Rekomendasi RPC'=> $application->plafond_rekomendasi_rpc ? 'Rp ' . number_format($application->plafond_rekomendasi_rpc, 0, ',', '.') : '-',
                                'Plafond Disetujui'      => $application->plafond_disetujui ? 'Rp ' . number_format($application->plafond_disetujui, 0, ',', '.') : '-',
                                'Tenor'                  => $application->tenor_bulan ? $application->tenor_bulan . ' bulan' : '-',
                                'Skema Angsuran'         => $skemaMap[$application->skema_angsuran] ?? ($application->skema_angsuran ?? '-'),
                            ]])
                        </div>
                    </div>

                    {{-- SLA & Timeline --}}
                    @if($application->sla_deadline)
                    <div class="mt-4">
                        <h6 class="section-label">TIMELINE</h6>
                        @include('applications.partials.detail-table', ['rows' => [
                            'Tanggal Submit'  => $application->tanggal_submit?->format('d M Y H:i') ?? '-',
                            'SLA Deadline'    => $application->sla_deadline?->format('d M Y') ?? '-',
                            'Diajukan oleh'   => $application->submittedBy?->name ?? '-',
                        ]])
                    </div>
                    @endif
                </div>

                {{-- ═══════════════════════════════════ --}}
                {{-- TAB 2: DATA PEMOHON --}}
                {{-- ═══════════════════════════════════ --}}
                <div class="tab-pane fade" id="tabPemohon">
                    @php $deb = $application->debitur; @endphp
                    @if(!$deb)
                        <div class="text-center text-muted py-5">
                            <i class="bi bi-person-x fs-3 d-block mb-2"></i>
                            Data debitur belum tersedia.
                        </div>
                    @else
                    <div class="row g-4">
                        <div class="col-12 col-md-6">
                            <h6 class="section-label">IDENTITAS PEMOHON</h6>
                            @include('applications.partials.detail-table', ['rows' => [
                                'Nama Lengkap'      => $deb->nama ?? '-',
                                'Jenis Kelamin'     => match($deb->jenis_kelamin ?? '') { 'L' => 'Laki-laki', 'P' => 'Perempuan', default => '-' },
                                'NIK'               => $deb->nik ?? '-',
                                'No. Kartu Keluarga'=> $deb->no_kk ?? '-',
                                'Tempat Lahir'      => $deb->tempat_lahir ?? '-',
                                'Tanggal Lahir'     => $deb->ttl ? $deb->ttl->format('d M Y') . ' (' . $deb->umur . ' tahun)' : '-',
                                'Pendidikan'        => $deb->pendidikan ? ucfirst($deb->pendidikan) : '-',
                                'Status Perkawinan' => $deb->status_kawin ? ucwords(str_replace('_', ' ', $deb->status_kawin)) : '-',
                                'Nama Ibu Kandung'  => $deb->nama_ibu ?? '-',
                                'Jumlah Tanggungan' => isset($deb->tanggungan) ? $deb->tanggungan . ' orang' : '-',
                            ]])

                            @if(in_array($deb->status_kawin ?? '', ['kawin']))
                            <h6 class="section-label mt-4">DATA PASANGAN</h6>
                            @include('applications.partials.detail-table', ['rows' => [
                                'Nama Pasangan'      => $deb->nama_pasangan ?? '-',
                                'NIK Pasangan'       => $deb->nik_pasangan ?? '-',
                                'Tempat Lahir'       => $deb->tempat_lahir_pasangan ?? '-',
                                'Tanggal Lahir'      => $deb->ttl_pasangan ? $deb->ttl_pasangan->format('d M Y') : '-',
                            ]])
                            @endif
                        </div>

                        <div class="col-12 col-md-6">
                            <h6 class="section-label">ALAMAT SAAT INI</h6>
                            @include('applications.partials.detail-table', ['rows' => [
                                'Alamat'                => $deb->alamat ?? '-',
                                'Dusun'                 => $deb->dusun ?? '-',
                                'RT/RW'                 => $deb->rt_rw ?? '-',
                                'Kelurahan/Desa'        => $deb->kelurahan ?? '-',
                                'Kecamatan'             => $deb->kecamatan ?? '-',
                                'Kabupaten/Kota'        => $deb->kabupaten ?? '-',
                                'Provinsi'              => $deb->provinsi ?? '-',
                                'No. HP'                => $deb->no_hp ?? '-',
                                'Status Tempat Tinggal' => $deb->status_tempat_tinggal ? ucwords(str_replace('_', ' ', $deb->status_tempat_tinggal)) : '-',
                                'Lama Menempati'        => $deb->lama_menempati_tahun ? $deb->lama_menempati_tahun . ' tahun' : '-',
                            ]])

                            @if($deb->alamat_ktp_berbeda)
                            <h6 class="section-label mt-4">ALAMAT KTP <span class="badge bg-warning text-dark fw-normal ms-1">Berbeda</span></h6>
                            @include('applications.partials.detail-table', ['rows' => [
                                'Alamat KTP'            => $deb->alamat_ktp ?? '-',
                                'RT/RW KTP'             => $deb->rt_rw_ktp ?? '-',
                                'Kelurahan KTP'         => $deb->kelurahan_ktp ?? '-',
                                'Kecamatan KTP'         => $deb->kecamatan_ktp ?? '-',
                                'Kabupaten KTP'         => $deb->kabupaten_ktp ?? '-',
                                'Provinsi KTP'          => $deb->provinsi_ktp ?? '-',
                                'No. Telp KTP'          => $deb->no_telp_ktp ?? '-',
                                'Status Tempat Tinggal' => $deb->status_tt_ktp ? ucwords(str_replace('_', ' ', $deb->status_tt_ktp)) : '-',
                            ]])
                            @endif
                        </div>
                    </div>
                    @endif
                </div>

                {{-- ═══════════════════════════════════ --}}
                {{-- TAB 3: KELOMPOK --}}
                {{-- ═══════════════════════════════════ --}}
                <div class="tab-pane fade" id="tabKelompok">
                    @php
                        $pk  = $application->pengajuanKelompok;
                        $klp = $pk?->kelompok ?? $application->kelompok;
                    @endphp
                    @if(!$klp)
                        <div class="text-center text-muted py-5">
                            <i class="bi bi-people fs-3 d-block mb-2"></i>
                            Data kelompok belum tersedia.
                        </div>
                    @else
                    <div class="row g-4">
                        <div class="col-12 col-md-6">
                            <h6 class="section-label">IDENTITAS KELOMPOK</h6>
                            @include('applications.partials.detail-table', ['rows' => [
                                'Nama KTH'             => $klp->nama ?? '-',
                                'Desa'                 => $klp->desa ?? '-',
                                'Kecamatan'            => $klp->kecamatan ?? '-',
                                'Kabupaten'            => $klp->kabupaten ?? '-',
                                'Provinsi'             => $klp->provinsi ?? '-',
                                'Tanggal Berdiri'      => $klp->tanggal_berdiri ? $klp->tanggal_berdiri->format('d M Y') : '-',
                                'Legalitas'            => $klp->legalitas ?? '-',
                                'Jumlah Anggota Total' => $klp->jumlah_anggota_total ? $klp->jumlah_anggota_total . ' orang' : '-',
                            ]])

                            @if($klp->file_legalitas)
                            <div class="mt-3">
                                <a href="{{ Storage::url($klp->file_legalitas) }}" target="_blank"
                                   class="btn btn-sm btn-outline-secondary">
                                    <i class="bi bi-file-earmark-text me-1"></i>Lihat Dokumen Legalitas
                                </a>
                            </div>
                            @endif
                        </div>

                        <div class="col-12 col-md-6">
                            {{-- Pengurus dari snapshot jika ada, fallback ke relasi live --}}
                            @php
                                $pengurusList = $pk?->pengurus_snapshot ?? $klp->pengurus?->toArray() ?? [];
                            @endphp
                            @if($pengurusList)
                            <h6 class="section-label">PENGURUS KELOMPOK</h6>
                            <div class="table-responsive">
                                <table class="table table-sm table-borderless mb-0" style="font-size:.85rem;">
                                    @foreach($pengurusList as $pengurus)
                                    <tr>
                                        <td class="text-muted" style="width:40%;">{{ ucfirst($pengurus['jabatan'] ?? '') }}</td>
                                        <td class="fw-medium">{{ $pengurus['nama'] ?? '-' }}</td>
                                    </tr>
                                    @endforeach
                                </table>
                            </div>
                            @endif

                            @if($pk)
                            <h6 class="section-label mt-4">RONDE PEMBIAYAAN INI</h6>
                            @include('applications.partials.detail-table', ['rows' => [
                                'Pendamping'                => $pk->nama_pendamping ?? '-',
                                'Afiliasi Pendamping'       => $pk->afiliasi_pendamping ?? '-',
                                'Anggota Mengajukan Ronde'  => $pk->jumlah_anggota_mengajukan ? $pk->jumlah_anggota_mengajukan . ' orang' : '-',
                            ]])

                            @if($pk->penilaian_kriteria)
                            <h6 class="section-label mt-4">PENILAIAN KRITERIA KELOMPOK</h6>
                            <div class="table-responsive">
                                <table class="table table-sm mb-0" style="font-size:.83rem;">
                                    <thead class="table-light">
                                        <tr>
                                            <th>Kriteria</th>
                                            <th class="text-center" style="width:100px;">Status</th>
                                        </tr>
                                    </thead>
                                    <tbody>
                                        @foreach($pk->penilaian_kriteria as $kr)
                                        <tr>
                                            <td>{{ $kr['kriteria'] ?? '-' }}</td>
                                            <td class="text-center">
                                                @if(($kr['status'] ?? '') === 'lulus')
                                                    <span class="text-success fw-semibold"><i class="bi bi-check-circle-fill me-1"></i>Lulus</span>
                                                @else
                                                    <span class="text-danger fw-semibold"><i class="bi bi-x-circle-fill me-1"></i>Tidak</span>
                                                @endif
                                            </td>
                                        </tr>
                                        @endforeach
                                    </tbody>
                                </table>
                            </div>
                            @endif
                            @endif
                        </div>
                    </div>
                    @endif
                </div>

                {{-- ═══════════════════════════════════ --}}
                {{-- TAB 4: USAHA & LAHAN --}}
                {{-- ═══════════════════════════════════ --}}
                <div class="tab-pane fade" id="tabUsaha">
                    @php $deb = $application->debitur; @endphp
                    <div class="row g-4">
                        <div class="col-12 col-md-6">
                            <h6 class="section-label">INFORMASI PEKERJAAN & USAHA</h6>
                            @include('applications.partials.detail-table', ['rows' => [
                                'Tipe Pendapatan/Siklus'  => $deb?->tipe_pendapatan ? ucwords(str_replace('_', ' ', $deb->tipe_pendapatan)) : '-',
                                'Sektor Ekonomi'          => $deb?->sektor_ekonomi ? ucwords(str_replace('_', ' ', $deb->sektor_ekonomi)) : '-',
                                'Usaha yang Dibiayai'     => $deb?->usaha_dibiayai ?? '-',
                                'Alamat Usaha'            => $deb?->alamat_usaha ?? '-',
                                'Telepon Usaha'           => $deb?->telp_usaha ?? '-',
                                'NPWP'                    => $deb?->npwp ?? '-',
                                'Lama Usaha'              => $application->lama_usaha_tahun ? $application->lama_usaha_tahun . ' tahun' : '-',
                                'Kepemilikan Usaha'       => $deb?->status_kepemilikan_usaha ? ucwords(str_replace('_', ' ', $deb->status_kepemilikan_usaha)) : '-',
                                'Status Tempat Usaha'     => $deb?->status_tempat_usaha ? ucwords(str_replace('_', ' ', $deb->status_tempat_usaha)) : '-',
                            ]])
                        </div>

                        <div class="col-12 col-md-6">
                            <h6 class="section-label">KONDISI KEBUN (DEKLARASI)</h6>
                            @include('applications.partials.detail-table', ['rows' => [
                                'Luas Lahan'    => $application->luas_lahan_ha ? $application->luas_lahan_ha . ' Ha' : '-',
                                'Tahun Tanam'   => $application->tahun_tanam ?? '-',
                                'Status Lahan'  => $application->status_lahan ? ucwords(str_replace('_', ' ', $application->status_lahan)) : '-',
                            ]])

                            {{-- Jenis Tanaman --}}
                            @if($application->tanaman_buah || $application->jumlah_pohon_kakao || $application->tanaman_naungan || $application->tanaman_tunda_tebang)
                            <h6 class="section-label mt-4">JENIS TANAMAN</h6>

                            @if($application->jumlah_pohon_kakao)
                            <div class="mb-2">
                                <small class="text-muted fw-semibold">Kakao</small>
                                <div style="font-size:.85rem;">{{ $application->jumlah_pohon_kakao }} pohon</div>
                            </div>
                            @endif

                            @if($application->tanaman_buah)
                            <div class="mb-2">
                                <small class="text-muted fw-semibold">Buah-buahan & Kopi</small>
                                <div class="table-responsive">
                                    <table class="table table-sm table-borderless mb-0" style="font-size:.82rem;">
                                        @foreach($application->tanaman_buah as $t)
                                        <tr>
                                            <td class="py-0 text-muted ps-0">{{ $t['nama'] ?? '-' }}</td>
                                            <td class="py-0">{{ $t['jumlah'] ?? 0 }} pohon</td>
                                        </tr>
                                        @endforeach
                                    </table>
                                </div>
                            </div>
                            @endif

                            @if($application->tanaman_naungan)
                            <div class="mb-2">
                                <small class="text-muted fw-semibold">Pohon Naungan</small>
                                <div class="table-responsive">
                                    <table class="table table-sm table-borderless mb-0" style="font-size:.82rem;">
                                        @foreach($application->tanaman_naungan as $t)
                                        <tr>
                                            <td class="py-0 text-muted ps-0">{{ $t['nama'] ?? '-' }}</td>
                                            <td class="py-0">{{ $t['jumlah'] ?? 0 }} pohon</td>
                                        </tr>
                                        @endforeach
                                    </table>
                                </div>
                            </div>
                            @endif

                            @if($application->tanaman_tunda_tebang)
                            <div class="mb-2">
                                <small class="text-muted fw-semibold">Tunda Tebang</small>
                                <div class="table-responsive">
                                    <table class="table table-sm table-borderless mb-0" style="font-size:.82rem;">
                                        @foreach($application->tanaman_tunda_tebang as $t)
                                        <tr>
                                            <td class="py-0 text-muted ps-0">{{ $t['nama'] ?? '-' }}</td>
                                            <td class="py-0">{{ $t['jumlah'] ?? 0 }} pohon</td>
                                        </tr>
                                        @endforeach
                                    </table>
                                </div>
                            </div>
                            @endif
                            @endif
                        </div>
                    </div>
                </div>

                {{-- ═══════════════════════════════════ --}}
                {{-- TAB 5: TALLYSHEET --}}
                {{-- ═══════════════════════════════════ --}}
                <div class="tab-pane fade" id="tabTallysheet">
                    @if($application->tanaman->isEmpty())
                        <div class="text-center text-muted py-5">
                            <i class="bi bi-tree fs-3 d-block mb-2"></i>
                            Data tanaman & produksi belum diinput.
                        </div>
                    @else
                    @php
                        $bulanLabels = ['Jan','Feb','Mar','Apr','Mei','Jun','Jul','Agt','Sep','Okt','Nov','Des'];
                        $totalNilaiJaminan = 0;
                    @endphp

                    @foreach($application->tanaman as $tanaman)
                    <div class="mb-5">
                        <div class="d-flex align-items-center gap-2 mb-3">
                            <h6 class="mb-0 fw-bold" style="color:var(--bpdlh-green);">
                                <i class="bi bi-tree-fill me-1"></i>
                                {{ $tanaman->jenis_tanaman ?? $tanaman->komoditas?->nama ?? 'Tanaman' }}
                            </h6>
                            @if($tanaman->is_utama)
                                <span class="badge bg-success-subtle text-success border border-success-subtle">Utama</span>
                            @endif
                        </div>

                        {{-- Info Lahan --}}
                        <div class="row g-3 mb-3">
                            <div class="col-6 col-md-3">
                                <div class="card border-0 bg-light text-center py-2">
                                    <div class="text-muted mb-0" style="font-size:.72rem;">LUAS LAHAN</div>
                                    <div class="fw-bold">{{ $tanaman->luas_lahan_ha ?? '-' }} Ha</div>
                                </div>
                            </div>
                            <div class="col-6 col-md-3">
                                <div class="card border-0 bg-light text-center py-2">
                                    <div class="text-muted mb-0" style="font-size:.72rem;">TAHUN TANAM</div>
                                    <div class="fw-bold">{{ $tanaman->tahun_tanam ?? '-' }}</div>
                                </div>
                            </div>
                            <div class="col-6 col-md-3">
                                <div class="card border-0 bg-light text-center py-2">
                                    <div class="text-muted mb-0" style="font-size:.72rem;">SIKLUS</div>
                                    <div class="fw-bold">{{ $tanaman->siklus_bulan ?? '-' }} bln</div>
                                </div>
                            </div>
                            <div class="col-6 col-md-3">
                                <div class="card border-0 bg-light text-center py-2">
                                    <div class="text-muted mb-0" style="font-size:.72rem;">PANEN/TAHUN</div>
                                    <div class="fw-bold">{{ $tanaman->panen_per_tahun ?? '-' }} kali</div>
                                </div>
                            </div>
                        </div>

                        {{-- Produksi Bulanan --}}
                        @if($tanaman->produksiBulanan->isNotEmpty())
                        <h6 class="section-label">PRODUKSI BULANAN</h6>
                        <div class="table-responsive mb-3">
                            <table class="table table-sm table-bordered mb-0" style="font-size:.82rem;">
                                <thead class="table-light">
                                    <tr>
                                        <th>Bulan</th>
                                        <th class="text-end">Qty (kg)</th>
                                        <th class="text-end">Harga/kg</th>
                                        <th class="text-end">Total</th>
                                        <th class="text-center">Kondisi</th>
                                    </tr>
                                </thead>
                                <tbody>
                                    @php $totalKgTahunan = 0; $totalRpTahunan = 0; @endphp
                                    @foreach($tanaman->produksiBulanan as $prod)
                                    @php
                                        $totalKgTahunan += $prod->jumlah_panen_kg ?? 0;
                                        $totalRpTahunan += $prod->total_harga ?? 0;
                                    @endphp
                                    <tr>
                                        <td>{{ $bulanLabels[($prod->bulan - 1)] ?? $prod->bulan }}</td>
                                        <td class="text-end">{{ number_format($prod->jumlah_panen_kg, 0) }}</td>
                                        <td class="text-end">{{ number_format($prod->harga_per_kg, 0, ',', '.') }}</td>
                                        <td class="text-end">{{ number_format($prod->total_harga, 0, ',', '.') }}</td>
                                        <td class="text-center">
                                            @php $kondisi = $prod->kondisi ?? 'sehat'; @endphp
                                            <span class="badge {{ $kondisi === 'sehat' ? 'bg-success-subtle text-success' : 'bg-danger-subtle text-danger' }} border {{ $kondisi === 'sehat' ? 'border-success-subtle' : 'border-danger-subtle' }}">
                                                {{ ucfirst($kondisi) }}
                                            </span>
                                        </td>
                                    </tr>
                                    @endforeach
                                </tbody>
                                <tfoot class="table-light fw-semibold">
                                    <tr>
                                        <td>Total Tahunan</td>
                                        <td class="text-end">{{ number_format($totalKgTahunan, 0) }} kg</td>
                                        <td></td>
                                        <td class="text-end">Rp {{ number_format($totalRpTahunan, 0, ',', '.') }}</td>
                                        <td></td>
                                    </tr>
                                </tfoot>
                            </table>
                        </div>
                        @endif

                        {{-- Kelas Pohon & Jaminan --}}
                        @if($tanaman->kelasPohon->isNotEmpty())
                        @php $nilaiJaminanTanaman = $tanaman->kelasPohon->sum('nilai_total'); $totalNilaiJaminan += $nilaiJaminanTanaman; @endphp
                        <h6 class="section-label">KELAS POHON & NILAI JAMINAN</h6>
                        <div class="table-responsive mb-3">
                            <table class="table table-sm table-bordered mb-0" style="font-size:.82rem;">
                                <thead class="table-light">
                                    <tr>
                                        <th>Jenis Pohon</th>
                                        <th>Kelas Keliling</th>
                                        <th class="text-end">Jumlah</th>
                                        <th class="text-end">Harga/Pohon</th>
                                        <th class="text-end">Nilai Total</th>
                                    </tr>
                                </thead>
                                <tbody>
                                    @foreach($tanaman->kelasPohon as $kp)
                                    <tr>
                                        <td>{{ $kp->jenis_pohon }}</td>
                                        <td>{{ $kp->kelas_keliling }} cm</td>
                                        <td class="text-end">{{ number_format($kp->jumlah_pohon) }}</td>
                                        <td class="text-end">Rp {{ number_format($kp->harga_per_pohon, 0, ',', '.') }}</td>
                                        <td class="text-end fw-semibold">Rp {{ number_format($kp->nilai_total, 0, ',', '.') }}</td>
                                    </tr>
                                    @endforeach
                                </tbody>
                                <tfoot class="table-light fw-semibold">
                                    <tr>
                                        <td colspan="4">Subtotal Nilai Jaminan ({{ $tanaman->jenis_tanaman }})</td>
                                        <td class="text-end">Rp {{ number_format($nilaiJaminanTanaman, 0, ',', '.') }}</td>
                                    </tr>
                                </tfoot>
                            </table>
                        </div>
                        @endif
                    </div>
                    @if(!$loop->last)<hr>@endif
                    @endforeach

                    {{-- Ringkasan Nilai Jaminan --}}
                    @if($totalNilaiJaminan > 0)
                    @php
                        $plafond = $application->plafond_diajukan ?? 0;
                        $rasioJaminan = $plafond > 0 ? round(($totalNilaiJaminan / $plafond) * 100) : 0;
                        $jaminanOk = $rasioJaminan >= 125;
                    @endphp
                    <div class="card {{ $jaminanOk ? 'border-success' : 'border-warning' }} mt-2">
                        <div class="card-body py-3">
                            <div class="row text-center">
                                <div class="col-4">
                                    <div class="text-muted" style="font-size:.75rem;">TOTAL NILAI JAMINAN</div>
                                    <div class="fw-bold">Rp {{ number_format($totalNilaiJaminan, 0, ',', '.') }}</div>
                                </div>
                                <div class="col-4">
                                    <div class="text-muted" style="font-size:.75rem;">PLAFOND DIAJUKAN</div>
                                    <div class="fw-bold">Rp {{ number_format($plafond, 0, ',', '.') }}</div>
                                </div>
                                <div class="col-4">
                                    <div class="text-muted" style="font-size:.75rem;">RASIO JAMINAN</div>
                                    <div class="fw-bold {{ $jaminanOk ? 'text-success' : 'text-warning' }}">
                                        {{ $rasioJaminan }}%
                                        @if($jaminanOk)
                                            <i class="bi bi-check-circle-fill ms-1"></i>
                                        @else
                                            <i class="bi bi-exclamation-triangle-fill ms-1"></i>
                                        @endif
                                    </div>
                                    <small class="{{ $jaminanOk ? 'text-success' : 'text-warning' }}" style="font-size:.7rem;">
                                        Min. 125% {{ $jaminanOk ? '— Terpenuhi' : '— Belum Terpenuhi' }}
                                    </small>
                                </div>
                            </div>
                        </div>
                    </div>
                    @endif
                    @endif
                </div>

                {{-- ═══════════════════════════════════ --}}
                {{-- TAB 6: BIAYA & PENDAPATAN --}}
                {{-- ═══════════════════════════════════ --}}
                <div class="tab-pane fade" id="tabBiaya">

                    {{-- Baris 1: Blok A (kiri) & Blok B (kanan) --}}
                    <div class="row g-4">

                        {{-- Blok A: Biaya Usaha --}}
                        <div class="col-12 col-lg-6">
                            <h6 class="section-label">BLOK A — BIAYA USAHA</h6>
                            @if($application->biayaUsaha->isEmpty())
                                <p class="text-muted" style="font-size:.85rem;">Belum ada data biaya usaha.</p>
                            @else
                            @php
                                $biayaByKategori = $application->biayaUsaha->groupBy('section');
                                $totalBiayaUsaha = $application->biayaUsaha->sum('total');
                            @endphp
                            @foreach(\App\Models\BiayaUsaha::$kategoriLabels as $key => $label)
                                @if(isset($biayaByKategori[$key]))
                                <div class="mb-3">
                                    <div class="fw-semibold text-muted mb-1" style="font-size:.78rem;letter-spacing:.03em;">{{ $label }}</div>
                                    <div class="table-responsive">
                                        <table class="table table-sm table-borderless mb-0" style="font-size:.82rem;">
                                            <thead>
                                                <tr class="text-muted" style="font-size:.75rem;">
                                                    <th>Item</th>
                                                    <th class="text-end">Qty</th>
                                                    <th>Sat.</th>
                                                    <th class="text-end">Harga</th>
                                                    <th class="text-end">Total</th>
                                                </tr>
                                            </thead>
                                            <tbody>
                                                @foreach($biayaByKategori[$key] as $b)
                                                <tr>
                                                    <td>{{ $b->nama_item }}</td>
                                                    <td class="text-end">{{ $b->qty }}</td>
                                                    <td>{{ $b->satuan }}</td>
                                                    <td class="text-end">{{ number_format($b->harga_per_satuan, 0, ',', '.') }}</td>
                                                    <td class="text-end fw-medium">{{ number_format($b->total, 0, ',', '.') }}</td>
                                                </tr>
                                                @endforeach
                                            </tbody>
                                        </table>
                                    </div>
                                </div>
                                @endif
                            @endforeach
                            <div class="d-flex justify-content-between fw-semibold py-2 border-top" style="font-size:.85rem;">
                                <span>Total Biaya Usaha</span>
                                <span>Rp {{ number_format($totalBiayaUsaha, 0, ',', '.') }}</span>
                            </div>
                            @endif
                        </div>

                        {{-- Blok B: Biaya Hidup --}}
                        <div class="col-12 col-lg-6">
                            <h6 class="section-label">BLOK B — BIAYA HIDUP BULANAN</h6>
                            @if($application->biayaHidup->isEmpty())
                                <p class="text-muted" style="font-size:.85rem;">Belum ada data biaya hidup.</p>
                            @else
                            @php $totalBiayaHidup = $application->biayaHidup->sum('nominal_per_bulan'); @endphp
                            <div class="table-responsive">
                                <table class="table table-sm mb-0" style="font-size:.85rem;">
                                    <thead class="table-light">
                                        <tr>
                                            <th>Komponen</th>
                                            <th class="text-end">Per Bulan</th>
                                            <th class="text-end">Per Tahun</th>
                                        </tr>
                                    </thead>
                                    <tbody>
                                        @foreach($application->biayaHidup as $bh)
                                        <tr>
                                            <td>{{ \App\Models\BiayaHidup::$kategoriLabels[$bh->kategori] ?? ucwords(str_replace('_',' ',$bh->kategori)) }}</td>
                                            <td class="text-end">Rp {{ number_format($bh->nominal_per_bulan, 0, ',', '.') }}</td>
                                            <td class="text-end text-muted">Rp {{ number_format($bh->nominal_per_bulan * 12, 0, ',', '.') }}</td>
                                        </tr>
                                        @endforeach
                                    </tbody>
                                    <tfoot class="table-light fw-semibold">
                                        <tr>
                                            <td>Total Biaya Hidup</td>
                                            <td class="text-end">Rp {{ number_format($totalBiayaHidup, 0, ',', '.') }}</td>
                                            <td class="text-end">Rp {{ number_format($totalBiayaHidup * 12, 0, ',', '.') }}</td>
                                        </tr>
                                    </tfoot>
                                </table>
                            </div>
                            @endif
                        </div>
                    </div>

                    {{-- Baris 2: Blok C & Ringkasan RPC --}}
                    @if($application->pendapatanLain->isNotEmpty() || isset($rpcData) && $rpcData)
                    <div class="row g-4 mt-1 pt-3 border-top">

                        {{-- Blok C: Pendapatan Tanaman Lain --}}
                        @if($application->pendapatanLain->isNotEmpty())
                        <div class="col-12 col-lg-6">
                            <h6 class="section-label">BLOK C — PENDAPATAN TANAMAN LAINNYA</h6>
                            <div class="table-responsive">
                                <table class="table table-sm table-bordered mb-0" style="font-size:.82rem;">
                                    <thead class="table-light">
                                        <tr>
                                            <th>Jenis Usaha / Tanaman</th>
                                            <th class="text-end">Pendapatan/Tahun</th>
                                        </tr>
                                    </thead>
                                    <tbody>
                                        @php $totalPendLain = 0; @endphp
                                        @foreach($application->pendapatanLain as $pl)
                                        @php $totalPendLain += $pl->pendapatan_per_tahun; @endphp
                                        <tr>
                                            <td>{{ $pl->jenis_usaha }}</td>
                                            <td class="text-end">Rp {{ number_format($pl->pendapatan_per_tahun, 0, ',', '.') }}</td>
                                        </tr>
                                        @endforeach
                                    </tbody>
                                    <tfoot class="table-light fw-semibold">
                                        <tr>
                                            <td>Total Pendapatan Lain</td>
                                            <td class="text-end">Rp {{ number_format($totalPendLain, 0, ',', '.') }}</td>
                                        </tr>
                                    </tfoot>
                                </table>
                            </div>
                        </div>
                        @endif

                        {{-- Ringkasan RPC --}}
                        @if($rpcData)
                        @php
                            $plafondDiajukan  = $application->plafond_diajukan ?? 0;
                            $maksPlafond      = $rpcData['maks_plafond'] ?? 0;
                            $rpc              = $rpcData['rpc'] ?? 0;
                            $plafondMelebihi  = $plafondDiajukan > $maksPlafond;
                            $pendUsaha        = $rpcData['pendapatan_usaha'] ?? 0;
                            $pendLain         = $rpcData['pendapatan_lain'] ?? 0;
                            $biayaUsahaThn    = $rpcData['biaya_usaha_tahunan'] ?? 0;
                            $biayaHidupThn    = $rpcData['biaya_hidup_tahunan'] ?? 0;
                            $pengeluaranRutin = $rpcData['pengeluaran_rutin'] ?? 0;
                            $jw               = $rpcData['jw'] ?? 1;
                            $ir               = $rpcData['ir'] ?? 0;
                            // Angsuran per tahun = Plafond × (ir/100 + 1/jw)
                            $angsuranTahunan  = $maksPlafond > 0 ? $plafondDiajukan * ($ir / 100 + 1 / $jw) : 0;
                        @endphp
                        <div class="col-12 col-lg-6">
                            <h6 class="section-label">RINGKASAN ANALISIS KEUANGAN (RPC)</h6>

                            {{-- Kartu perhitungan bergaya ledger --}}
                            <div class="rpc-ledger rounded border overflow-hidden mb-3">

                                {{-- Pendapatan --}}
                                <div class="rpc-ledger-header px-3 py-2" style="background:#f0fdf4;border-bottom:1px solid #bbf7d0;">
                                    <span class="fw-semibold text-success" style="font-size:.75rem;letter-spacing:.04em;">
                                        <i class="bi bi-arrow-up-circle-fill me-1"></i>PENDAPATAN
                                    </span>
                                </div>
                                <div class="rpc-ledger-row px-3 py-2 d-flex justify-content-between align-items-start border-bottom">
                                    <div>
                                        <div style="font-size:.83rem;">Pendapatan Usaha Dibiayai</div>
                                        <div class="text-muted" style="font-size:.72rem;">Dari Blok A Tallysheet (estimasi produksi × harga)</div>
                                    </div>
                                    <span class="fw-semibold text-success ms-3 text-nowrap">+ Rp {{ number_format($pendUsaha, 0, ',', '.') }}</span>
                                </div>
                                <div class="rpc-ledger-row px-3 py-2 d-flex justify-content-between align-items-start border-bottom">
                                    <div>
                                        <div style="font-size:.83rem;">Pendapatan Usaha Lain</div>
                                        <div class="text-muted" style="font-size:.72rem;">Dari Blok C — tanaman / usaha di luar komoditas utama</div>
                                    </div>
                                    <span class="fw-semibold text-success ms-3 text-nowrap">+ Rp {{ number_format($pendLain, 0, ',', '.') }}</span>
                                </div>

                                {{-- Pengeluaran --}}
                                <div class="rpc-ledger-header px-3 py-2" style="background:#fff5f5;border-bottom:1px solid #fecaca;border-top:1px solid #e5e7eb;">
                                    <span class="fw-semibold text-danger" style="font-size:.75rem;letter-spacing:.04em;">
                                        <i class="bi bi-arrow-down-circle-fill me-1"></i>PENGELUARAN
                                    </span>
                                </div>
                                <div class="rpc-ledger-row px-3 py-2 d-flex justify-content-between align-items-start border-bottom">
                                    <div>
                                        <div style="font-size:.83rem;">Biaya Usaha Tahunan</div>
                                        <div class="text-muted" style="font-size:.72rem;">Dari Blok A — total biaya operasional kebun per tahun</div>
                                    </div>
                                    <span class="fw-semibold text-danger ms-3 text-nowrap">− Rp {{ number_format($biayaUsahaThn, 0, ',', '.') }}</span>
                                </div>
                                <div class="rpc-ledger-row px-3 py-2 d-flex justify-content-between align-items-start border-bottom">
                                    <div>
                                        <div style="font-size:.83rem;">Biaya Hidup Tahunan</div>
                                        <div class="text-muted" style="font-size:.72rem;">Dari Blok B — kebutuhan rumah tangga × 12 bulan</div>
                                    </div>
                                    <span class="fw-semibold text-danger ms-3 text-nowrap">− Rp {{ number_format($biayaHidupThn, 0, ',', '.') }}</span>
                                </div>

                                {{-- Subtotal pengeluaran rutin --}}
                                <div class="px-3 py-2 d-flex justify-content-between align-items-center" style="background:#f9fafb;border-top:2px solid #d1d5db;">
                                    <div>
                                        <div class="fw-semibold" style="font-size:.83rem;">Pengeluaran Rutin</div>
                                        <div class="text-muted" style="font-size:.72rem;">= Biaya Usaha + Biaya Hidup</div>
                                    </div>
                                    <span class="fw-bold ms-3 text-nowrap">Rp {{ number_format($pengeluaranRutin, 0, ',', '.') }}</span>
                                </div>
                            </div>

                            {{-- Kalkulasi RPC --}}
                            <div class="rounded border p-3 mb-3" style="background:#eff6ff;border-color:#bfdbfe!important;">
                                <div class="fw-semibold mb-2" style="font-size:.78rem;letter-spacing:.04em;color:#1d4ed8;">
                                    <i class="bi bi-calculator-fill me-1"></i>PERHITUNGAN RPC
                                </div>
                                <div style="font-size:.8rem;color:#374151;line-height:1.8;">
                                    <div class="d-flex justify-content-between">
                                        <span class="text-muted">Pend. Usaha + Pend. Lain</span>
                                        <span>Rp {{ number_format($pendUsaha + $pendLain, 0, ',', '.') }}</span>
                                    </div>
                                    <div class="d-flex justify-content-between">
                                        <span class="text-muted">− Pengeluaran Rutin</span>
                                        <span class="text-danger">− Rp {{ number_format($pengeluaranRutin, 0, ',', '.') }}</span>
                                    </div>
                                    <div class="d-flex justify-content-between border-top pt-1 mt-1">
                                        <span class="text-muted">Surplus Bersih</span>
                                        <span class="fw-semibold">Rp {{ number_format(($pendUsaha + $pendLain) - $pengeluaranRutin, 0, ',', '.') }}</span>
                                    </div>
                                    <div class="d-flex justify-content-between border-top pt-1 mt-1">
                                        <span class="text-muted">× 70% (Repayment Capacity)</span>
                                        <span class="fw-bold text-primary">= Rp {{ number_format($rpc, 0, ',', '.') }}</span>
                                    </div>
                                </div>
                            </div>

                            {{-- Hasil akhir: RPC & Maks Plafond --}}
                            <div class="row g-2 mb-2">
                                <div class="col-6">
                                    <div class="card border-0 text-center py-3" style="background:#dbeafe;">
                                        <div class="text-muted mb-1" style="font-size:.7rem;letter-spacing:.03em;">RPC / TAHUN</div>
                                        <div class="fw-bold text-primary" style="font-size:1rem;">Rp {{ number_format($rpc, 0, ',', '.') }}</div>
                                        <div class="text-muted mt-1" style="font-size:.7rem;">Kemampuan bayar per tahun</div>
                                    </div>
                                </div>
                                <div class="col-6">
                                    <div class="card text-center py-3 {{ $plafondMelebihi ? 'border-warning' : 'border-success' }}" style="{{ $plafondMelebihi ? 'background:#fffbeb' : 'background:#f0fdf4' }}">
                                        <div class="text-muted mb-1" style="font-size:.7rem;letter-spacing:.03em;">MAKS PLAFOND RPC</div>
                                        <div class="fw-bold {{ $plafondMelebihi ? 'text-warning' : 'text-success' }}" style="font-size:1rem;">
                                            Rp {{ number_format($maksPlafond, 0, ',', '.') }}
                                        </div>
                                        <div style="font-size:.7rem;" class="{{ $plafondMelebihi ? 'text-warning' : 'text-success' }} mt-1">
                                            @if($plafondMelebihi)
                                                <i class="bi bi-exclamation-triangle-fill me-1"></i>Melebihi kemampuan
                                            @else
                                                <i class="bi bi-check-circle-fill me-1"></i>Plafond layak
                                            @endif
                                        </div>
                                    </div>
                                </div>
                            </div>

                            {{-- Catatan formula --}}
                            <div class="p-2 rounded d-flex gap-2 align-items-start" style="background:#f8f9fa;font-size:.74rem;color:#6c757d;border:1px solid #e9ecef;">
                                <i class="bi bi-info-circle-fill mt-1 flex-shrink-0" style="font-size:.8rem;"></i>
                                <div>
                                    <strong>RPC</strong> = 70% × (Pend. Usaha + Pend. Lain − Pengeluaran Rutin)<br>
                                    <strong>Maks Plafond</strong> = RPC ÷ (Bunga + 1/Tenor) = RPC ÷ ({{ $ir }}% + 1/{{ $jw }})<br>
                                    Plafond diajukan: <strong>Rp {{ number_format($plafondDiajukan, 0, ',', '.') }}</strong>
                                    @if($plafondMelebihi)
                                        <span class="text-warning fw-semibold"> — melebihi Maks Plafond RPC</span>
                                    @else
                                        <span class="text-success fw-semibold"> — dalam batas Maks Plafond RPC</span>
                                    @endif
                                </div>
                            </div>
                        </div>
                        @endif

                    </div>
                    @endif

                </div>

                {{-- ═══════════════════════════════════ --}}
                {{-- TAB 7: DOKUMEN --}}
                {{-- ═══════════════════════════════════ --}}
                <div class="tab-pane fade" id="tabDokumen">
                    @if($application->documents->isEmpty())
                        <div class="text-center text-muted py-5">
                            <i class="bi bi-files fs-3 d-block mb-2"></i>
                            Belum ada dokumen yang diupload.
                        </div>
                    @else
                        <div class="row g-3">
                            @foreach($application->documents as $doc)
                            <div class="col-6 col-md-3">
                                <div class="card border h-100">
                                    <div class="card-body p-2 text-center">
                                        @if($doc->isImage())
                                            <a href="{{ $doc->url }}" target="_blank">
                                                <img src="{{ $doc->url }}" alt="{{ $doc->type_label }}"
                                                    style="width:100%;height:100px;object-fit:cover;border-radius:4px;">
                                            </a>
                                        @else
                                            <a href="{{ $doc->url }}" target="_blank" class="d-block py-3">
                                                <i class="bi bi-file-earmark-pdf text-danger" style="font-size:2.5rem;"></i>
                                            </a>
                                        @endif
                                        <div class="mt-2 fw-semibold" style="font-size:.75rem;">{{ $doc->type_label }}</div>
                                        <div class="text-muted" style="font-size:.7rem;">{{ number_format($doc->file_size / 1024, 0) }} KB</div>
                                        <a href="{{ $doc->url }}" target="_blank"
                                           class="btn btn-sm btn-outline-primary py-0 mt-1" style="font-size:.72rem;">
                                            <i class="bi bi-eye me-1"></i>Lihat
                                        </a>
                                    </div>
                                </div>
                            </div>
                            @endforeach
                        </div>
                    @endif
                </div>

                {{-- ═══════════════════════════════════ --}}
                {{-- TAB 8: ANALISIS (DA / FA / CSL) --}}
                {{-- ═══════════════════════════════════ --}}
                @if(!$application->isEditable())
                <div class="tab-pane fade" id="tabAnalisis">

                    {{-- SLIK --}}
                    @if($application->hasilSlik)
                    @php $slik = $application->hasilSlik; @endphp
                    <div class="card border mb-4">
                        <div class="card-header bg-light py-2 d-flex align-items-center justify-content-between">
                            <span class="fw-semibold" style="font-size:.85rem;"><i class="bi bi-shield-check me-1"></i>Hasil SLIK / iDeb</span>
                            @php
                                $riskColors = [
                                    'very_low'  => 'bg-success',
                                    'low'       => 'bg-success',
                                    'average'   => 'bg-info text-dark',
                                    'moderate'  => 'bg-warning text-dark',
                                    'high'      => 'bg-danger',
                                    'very_high' => 'bg-danger',
                                ];
                            @endphp
                            <span class="badge {{ $riskColors[$slik->risk_category] ?? 'bg-secondary' }}">
                                {{ \App\Models\HasilSlik::$RISK_OPTIONS[$slik->risk_category] ?? $slik->risk_category }}
                            </span>
                        </div>
                        <div class="card-body py-2" style="font-size:.85rem;">
                            @include('applications.partials.detail-table', ['rows' => [
                                'Tanggal Query'          => $slik->tanggal_query?->format('d M Y') ?? '-',
                                'Ada Tunggakan'          => $slik->ada_tunggakan ? '⚠️ Ya' : '✓ Tidak',
                                'Jumlah Fasilitas Aktif' => $slik->jumlah_fasilitas_aktif ?? '-',
                                'Jumlah Hari Tunggakan'  => $slik->jumlah_hari_tunggakan ? $slik->jumlah_hari_tunggakan . ' hari' : '-',
                                'Catatan'                => $slik->catatan ?? '-',
                            ]])
                            @if($slik->file_path)
                            <a href="{{ Storage::url($slik->file_path) }}" target="_blank" class="btn btn-sm btn-outline-secondary mt-1">
                                <i class="bi bi-file-earmark-text me-1"></i>Lihat Dokumen SLIK
                            </a>
                            @endif
                        </div>
                    </div>
                    @endif

                    {{-- Desk Analysis --}}
                    @if($application->verifikasiDa)
                    @php $da = $application->verifikasiDa; @endphp
                    <div class="card border mb-4">
                        <div class="card-header bg-light py-2 d-flex align-items-center justify-content-between">
                            <span class="fw-semibold" style="font-size:.85rem;"><i class="bi bi-clipboard-check me-1"></i>Desk Analysis (DA)</span>
                            <span class="badge {{ $da->semua_compliance_accepted ? 'bg-success' : 'bg-danger' }}">
                                {{ $da->semua_compliance_accepted ? 'Compliance' : 'Not Compliance' }}
                            </span>
                        </div>
                        <div class="card-body py-3" style="font-size:.85rem;">
                            {{-- Compliance Parameters --}}
                            @if($da->compliance_params)
                            <div class="mb-3">
                                <div class="fw-semibold mb-2" style="font-size:.78rem;letter-spacing:.04em;color:#6c757d;">8 COMPLIANCE PARAMETER</div>
                                <div class="table-responsive">
                                    <table class="table table-sm mb-0">
                                        <tbody>
                                            @foreach($da->compliance_params as $param)
                                            <tr>
                                                <td class="ps-0">{{ $param['nama'] ?? $param['label'] ?? '-' }}</td>
                                                <td class="text-end pe-0">
                                                    @if(($param['status'] ?? '') === 'accepted')
                                                        <span class="text-success fw-semibold"><i class="bi bi-check-circle-fill me-1"></i>Accepted</span>
                                                    @else
                                                        <span class="text-danger fw-semibold"><i class="bi bi-x-circle-fill me-1"></i>Rejected</span>
                                                    @endif
                                                </td>
                                            </tr>
                                            @endforeach
                                        </tbody>
                                    </table>
                                </div>
                            </div>
                            @endif

                            {{-- Rekomendasi DA --}}
                            @if($da->rekomendasi_plafond_da || $da->rekomendasi_tenor_da)
                            <div class="row g-2 mb-3">
                                @if($da->rekomendasi_plafond_da)
                                <div class="col-6">
                                    <div class="bg-light rounded p-2 text-center">
                                        <div class="text-muted" style="font-size:.72rem;">PLAFOND REKOMENDASI DA</div>
                                        <div class="fw-bold">Rp {{ number_format($da->rekomendasi_plafond_da, 0, ',', '.') }}</div>
                                    </div>
                                </div>
                                @endif
                                @if($da->rekomendasi_tenor_da)
                                <div class="col-6">
                                    <div class="bg-light rounded p-2 text-center">
                                        <div class="text-muted" style="font-size:.72rem;">TENOR REKOMENDASI DA</div>
                                        <div class="fw-bold">{{ $da->rekomendasi_tenor_da }} bulan</div>
                                    </div>
                                </div>
                                @endif
                            </div>
                            @endif

                            @if($da->catatan_da)
                            <div class="p-2 bg-light rounded" style="font-size:.83rem;">
                                <strong>Catatan DA:</strong> {{ $da->catatan_da }}
                            </div>
                            @endif
                            @if($da->catatan_untuk_fa)
                            <div class="p-2 bg-warning-subtle rounded mt-2" style="font-size:.83rem;">
                                <strong><i class="bi bi-flag me-1 text-warning"></i>Catatan untuk FA:</strong> {{ $da->catatan_untuk_fa }}
                            </div>
                            @endif
                        </div>
                    </div>
                    @endif

                    {{-- Field Analysis --}}
                    @if($application->verifikasiFa)
                    @php $fa = $application->verifikasiFa; @endphp
                    <div class="card border mb-4">
                        <div class="card-header bg-light py-2 fw-semibold" style="font-size:.85rem;">
                            <i class="bi bi-geo-alt me-1"></i>Field Analysis (FA)
                            @if($fa->status === 'submitted')
                                <span class="badge bg-success ms-1">Selesai</span>
                            @endif
                        </div>
                        <div class="card-body py-3" style="font-size:.85rem;">

                            @if($fa->item_checks)
                            <div class="mb-3">
                                <div class="fw-semibold mb-2" style="font-size:.78rem;letter-spacing:.04em;color:#6c757d;">HASIL VERIFIKASI LAPANGAN</div>
                                <div class="table-responsive">
                                    <table class="table table-sm mb-0">
                                        <thead class="table-light">
                                            <tr style="font-size:.78rem;">
                                                <th>Item Verifikasi</th>
                                                <th class="text-center" style="width:90px;">Status</th>
                                                <th>Catatan</th>
                                            </tr>
                                        </thead>
                                        <tbody>
                                            @foreach($fa->item_checks as $item)
                                            <tr>
                                                <td>{{ $item['item'] ?? '-' }}</td>
                                                <td class="text-center">
                                                    @if(($item['status'] ?? '') === 'sesuai')
                                                        <span class="text-success fw-semibold"><i class="bi bi-check-circle-fill me-1"></i>Sesuai</span>
                                                    @else
                                                        <span class="text-danger fw-semibold"><i class="bi bi-x-circle-fill me-1"></i>Tidak</span>
                                                    @endif
                                                </td>
                                                <td class="text-muted">{{ $item['catatan'] ?? '-' }}</td>
                                            </tr>
                                            @endforeach
                                        </tbody>
                                    </table>
                                </div>
                            </div>
                            @endif

                            @if($fa->catatan_keseluruhan)
                            <div class="p-2 bg-light rounded mb-2" style="font-size:.83rem;">
                                <strong>Catatan Keseluruhan:</strong> {{ $fa->catatan_keseluruhan }}
                            </div>
                            @endif
                            @if($fa->penyesuaian_rekomendasi)
                            <div class="p-2 bg-info-subtle rounded" style="font-size:.83rem;">
                                <strong>Penyesuaian Rekomendasi PL:</strong> {{ $fa->penyesuaian_rekomendasi }}
                            </div>
                            @endif

                            {{-- Foto Lapangan --}}
                            @if($fa->foto_lapangan)
                            <div class="mt-3">
                                <div class="fw-semibold mb-2" style="font-size:.78rem;letter-spacing:.04em;color:#6c757d;">FOTO LAPANGAN</div>
                                <div class="row g-2">
                                    @foreach($fa->foto_lapangan as $foto)
                                    <div class="col-4 col-md-2">
                                        <a href="{{ Storage::url($foto) }}" target="_blank">
                                            <img src="{{ Storage::url($foto) }}" class="img-fluid rounded"
                                                 style="height:80px;width:100%;object-fit:cover;">
                                        </a>
                                    </div>
                                    @endforeach
                                </div>
                            </div>
                            @endif
                        </div>
                    </div>
                    @endif

                    {{-- CSL Scoring --}}
                    @if($application->cslScoring)
                    @php $csl = $application->cslScoring; @endphp
                    <div class="card border mb-4">
                        <div class="card-header bg-light py-2 d-flex align-items-center justify-content-between">
                            <span class="fw-semibold" style="font-size:.85rem;"><i class="bi bi-calculator me-1"></i>Credit Scoring Level (CSL)</span>
                            {!! $csl->kategori_risiko_badge !!}
                        </div>
                        <div class="card-body py-3" style="font-size:.85rem;">

                            {{-- Skor Summary --}}
                            <div class="row g-3 mb-4">
                                <div class="col-6 col-md-3 text-center">
                                    <div class="text-muted" style="font-size:.72rem;">EKSTERNAL (40%)</div>
                                    <div class="fw-bold fs-5">{{ number_format($csl->skor_eksternal, 1) }}</div>
                                    <div class="text-muted" style="font-size:.7rem;">
                                        {{ \App\Models\HasilSlik::$RISK_OPTIONS[$csl->risk_category_pefindo] ?? $csl->risk_category_pefindo ?? '-' }}
                                    </div>
                                </div>
                                <div class="col-6 col-md-3 text-center">
                                    <div class="text-muted" style="font-size:.72rem;">FINANCIAL (30%)</div>
                                    <div class="fw-bold fs-5">{{ number_format($csl->skor_financial, 1) }}</div>
                                    <div class="text-muted" style="font-size:.7rem;">
                                        Rasio RPC: {{ $csl->rasio_rpc ? number_format($csl->rasio_rpc, 2) . 'x' : '-' }}
                                    </div>
                                </div>
                                <div class="col-6 col-md-3 text-center">
                                    <div class="text-muted" style="font-size:.72rem;">NON-FINANCIAL (30%)</div>
                                    <div class="fw-bold fs-5">{{ number_format($csl->skor_non_financial, 1) }}</div>
                                    <div class="text-muted" style="font-size:.7rem;">10 parameter</div>
                                </div>
                                <div class="col-6 col-md-3 text-center">
                                    <div class="text-muted" style="font-size:.72rem;">TOTAL SKOR</div>
                                    <div class="fw-bold fs-4" style="color:var(--bpdlh-green);">{{ number_format($csl->skor_total, 1) }}</div>
                                    <div class="mt-1">
                                        @if($csl->status_layak)
                                            <span class="badge bg-success"><i class="bi bi-check-circle me-1"></i>Layak</span>
                                        @else
                                            <span class="badge bg-danger"><i class="bi bi-x-circle me-1"></i>Tidak Layak</span>
                                        @endif
                                    </div>
                                </div>
                            </div>

                            {{-- Compliance --}}
                            @if($csl->compliance_params)
                            <div class="mb-3">
                                <div class="d-flex align-items-center justify-content-between mb-1">
                                    <div class="fw-semibold" style="font-size:.78rem;letter-spacing:.04em;color:#6c757d;">COMPLIANCE PARAMETERS</div>
                                    <span class="badge {{ $csl->semua_compliance_accepted ? 'bg-success' : 'bg-danger' }}">
                                        {{ collect($csl->compliance_params)->where('status', 'accepted')->count() }}/8 Accepted
                                    </span>
                                </div>
                                <div class="table-responsive">
                                    <table class="table table-sm mb-0">
                                        <tbody>
                                            @foreach($csl->compliance_params as $param)
                                            <tr>
                                                <td class="ps-0">{{ $param['nama'] ?? $param['label'] ?? '-' }}</td>
                                                <td class="text-end pe-0">
                                                    @if(($param['status'] ?? '') === 'accepted')
                                                        <span class="text-success fw-semibold"><i class="bi bi-check-circle-fill me-1"></i>Accepted</span>
                                                    @else
                                                        <span class="text-danger fw-semibold"><i class="bi bi-x-circle-fill me-1"></i>Rejected</span>
                                                    @endif
                                                </td>
                                            </tr>
                                            @endforeach
                                        </tbody>
                                    </table>
                                </div>
                            </div>
                            @endif

                            {{-- Non-Financial Params --}}
                            @if($csl->params_non_financial)
                            <div class="mb-2">
                                <div class="fw-semibold mb-1" style="font-size:.78rem;letter-spacing:.04em;color:#6c757d;">PARAMETER NON-FINANCIAL</div>
                                <div class="table-responsive">
                                    <table class="table table-sm mb-0">
                                        <thead class="table-light" style="font-size:.77rem;">
                                            <tr>
                                                <th>Indikator</th>
                                                <th class="text-center">Kategori</th>
                                                <th class="text-center">Nilai</th>
                                            </tr>
                                        </thead>
                                        <tbody>
                                            @foreach($csl->params_non_financial as $param)
                                            <tr>
                                                <td>{{ $param['nama'] ?? '-' }}</td>
                                                <td class="text-center">
                                                    <span class="badge
                                                        @if(($param['kategori'] ?? '') === 'Low') bg-success
                                                        @elseif(($param['kategori'] ?? '') === 'Moderate') bg-warning text-dark
                                                        @else bg-danger @endif">
                                                        {{ $param['kategori'] ?? '-' }}
                                                    </span>
                                                </td>
                                                <td class="text-center">{{ $param['nilai'] ?? '-' }}</td>
                                            </tr>
                                            @endforeach
                                        </tbody>
                                    </table>
                                </div>
                            </div>
                            @endif

                            <div class="text-muted mt-2" style="font-size:.75rem;">
                                Dihitung pada: {{ $csl->dihitung_pada?->format('d M Y H:i') ?? '-' }}
                            </div>
                        </div>
                    </div>
                    @endif

                    {{-- Empty state if no analysis yet --}}
                    @if(!$application->hasilSlik && !$application->verifikasiDa && !$application->verifikasiFa && !$application->cslScoring)
                    <div class="text-center text-muted py-5">
                        <i class="bi bi-graph-up fs-3 d-block mb-2"></i>
                        Belum ada data analisis. Proses DA belum dimulai.
                    </div>
                    @endif

                </div>
                @endif

            </div>{{-- .tab-content --}}
        </div>{{-- .card-body --}}
    </div>{{-- .card --}}

</div>{{-- .container-fluid --}}

@push('styles')
<style>
.section-label {
    font-size: .75rem;
    letter-spacing: .06em;
    color: #6c757d;
    font-weight: 600;
    margin-bottom: .5rem;
    text-transform: uppercase;
}

/* Tab bar: sembunyikan scrollbar tapi tetap bisa scroll */
#detailTabs::-webkit-scrollbar { display: none; }
#detailTabs { -ms-overflow-style: none; scrollbar-width: none; }

/* Wrapper tab bar dengan gradient kanan sbg petunjuk ada tab lebih */
.tab-scroll-wrapper {
    position: relative;
}
.tab-scroll-wrapper::after {
    content: '';
    position: absolute;
    top: 0; right: 0; bottom: 0;
    width: 40px;
    background: linear-gradient(to right, transparent, rgba(255,255,255,.95));
    pointer-events: none;
}

/* RPC Ledger */
.rpc-ledger { font-size: .83rem; }
.rpc-ledger-row:last-child { border-bottom: none !important; }
.rpc-ledger-row { transition: background .1s; }
.rpc-ledger-row:hover { background: #fafafa; }
</style>
@endpush

@push('scripts')
<script>
document.addEventListener('DOMContentLoaded', () => {
    // Auto-buka tab Analisis jika session mengarah ke sana
    @if(session('_fragment') === 'tabAnalisis')
        const btn = document.getElementById('tab-analisis-btn');
        if (btn) bootstrap.Tab.getOrCreateInstance(btn).show();
    @endif
});
</script>
@endpush
@endsection